The emotions behind investing

I’m an investor. Get me out of here!As individuals, we each have a unique approach to investing. Yet many of us are unaware of how our behaviour and our biases can affect our financial goals. In times of distress, we can all too easily let our emotions get the better of us, allowing impulse to…

When will things recover?

Although at times distressing, the ups and downs of investing are simply part of the journey and something any good financial plan will consider. It is always very difficult to approximate when things will fully recover following a fall but the history of falls and crashes can tell us a lot about the relationship between…

A good time to be diversified

A good time to be diversified Diversification is one of the most important components for reaching your long-term financial goals whilst reducing risk. Diversification is a technique used to reduce risk within a portfolio by allocating capital across various financial instruments and asset classes (Equities, Bonds, Property etc). This is ever more important in the…

Time Square Kiss

Postcards: What we can learn from the past

Reflecting on the past to build the future What I’m writing to you about today is what we can learn from the past, what our traits are as human beings and what the future might bring. Or put another way – history, anthropology and future opportunities. Let’s start with history. V-J Day Celebrations Church bells rang out in celebration. People of…

Past and Present – Virus vs Markets

Virus vs Markets There is an unfortunate history of epidemics around the world, with Coronavirus being the most recent outbreak. Since 1981, there have been 13 major cases recorded globally, with the MSCI World Index falling 9 out of 13 times (69% of the time) in the month following the outbreak:   Source: Charles Schwab,…